6 Questions to Ask your Property Agent Before Buying A House

6 Questions to Ask your Property Agent Before Buying A House

The first question you should ask the property agent why the seller wants to move out of the house in the first place. Read More

A World Drenched in Beer: Popular Beer Brands from Around the World

A World Drenched in Beer: Popular Beer Brands from Around the World

Beer transcends cultures, crosses borders and finds its way into billions of homes every night. Beer often brings friends and family together for special occasions, holidays and for just some simple quality time. Read More

5 Daily Skin Care Tips That Makes A World Of A Difference

5 Daily Skin Care Tips That Makes A World Of A Difference

Contrary to popular belief, you do not have to spend a-lot of time and money taking care of your skin. There are a number of simple things that you can do to take care of your skin. Read More

How Private Schools Differ From Other Schools

How Private Schools Differ From Other Schools

When one is looking at the different school options to enroll their children in, they may not realize the difference that some of these schools have from one another. Read More

5 Essential Skills You Need to Survive Law School

5 Essential Skills You Need to Survive Law School

Law school is the start of a career that can be demanding, and the classes that lead up to your degree will be just as demanding. Read More

 

4 Great Tips for Choosing the Best Credit Card Offer to Match Your Needs

4 Great Tips for Choosing the Best Credit Card Offer to Match Your Needs

052978-credit-cards

Paying for purchases using a credit card can be a smart, safe and convenient way to manage your finances. If you are careful and responsible for your debt, then using these cards for every-day purchases can actually help you to improve your credit score. With a good credit score, you may then find that you can qualify for credit cards with rewards and benefits that you could put to good use. The following tips for choosing the best cards may help you to make smart decisions about the card that you use and could even result in saving you lots of money!

1. Compare all cards before choosing an offer.

There are many different credit cards and credit card offers out there. These offers are not all the same. Each card may have different rewards and expenses associated with the account. This difference means that one type of card may provide you with discounted travel as a reward for purchases while another card with a low annual cost. It is a good idea to compare features of different cards, including the annual percentage rate (APR), fees, benefits and rewards.

2. Consider cards that offer cash rebates for purchases.

Some cards will offer you cash rebates for some purchases under certain conditions. These cash rebate credit cards are especially attractive if you seek to keep the credit account balance low. You can use these savings to reduce the overall cost of specific purchases. These credit cards may be a great way to finance appliances and other necessary purchases when reducing the cost of the purchase is more important than earning other credit cards rewards such as travel points.

Untitled

 

3. Consider upgraded accounts for advanced benefits and rewards.

Platinum cards are considered to provide upgraded services and rewards for the cardholder. These accounts often offer benefits above the basic level card account. Benefits may include higher credit limits, warranties, better protections for purchases and lower interests rates. These are good card options are for those with well-established credit and a good income.

4. Consider Infinite cards when you want to travel in style.

uob infinite

Premium level cards, such as Visa Infinite cards, advertise a higher standard of service and rewards. These cards may include benefits above and beyond those offered at the Platinum and Gold levels. These cards often have worldwide acceptance, travel and emergency service support benefits and high to no pre-set credit limits. Because of these benefits, international or frequent travelers may find that these cards best fit their needs.

Credit cards offers can vary widely. Knowing your options and making a smart decision as an informed consumer can help you to benefit from the card features and rewards that best match your needs.